Month: January 2022

Around 131 million posts were eliminated by the automated moderator and the remainder have been taken down manually. Reddit is an internet site comprising consumer-generated content—together with pictures, movies, hyperlinks, and text-based posts—and discussions of this content material in what is essentially a bulletin board system. The name “Reddit” is a play-on-phrases with the phrase “read it”, i.e., “I learn it on Reddit.” According to Reddit, in 2019 there have been approximately 430 million monthly customers, who are generally known as “redditors”. The website’s content material is divided into categories or communities known on-site as “subreddits”, of which there are more than 138,000 active communities. On March 5, 2021, Reddit introduced that it had appointed Drew Vollero, who has worked at Snapchat’s parent company Snap as its first Chief Financial Officer weeks after the location was thrust into the spotlight because of its role in the GameStop trading frenzy. Vollero’s appointment spurred speculation of an preliminary public offering, a transfer that senior leaders have thought of publicly.

A user may only click the button as soon as, or opt to not click on it. If a person clicked the button the timer was globally reset to 60 seconds, and the person’s “aptitude” (an icon next to the user’s name) modified color. Colors were assigned based mostly on a gradient from purple to pink with purple signifying up to 60 seconds and pink as low as 0 seconds. The countdown reached zero a number of times as a result of technical issues but finally expired without additional nrg wallet issues on June 5, 2015, after which the subreddit was archived. The site and its customers protested the Federal Communications Commission as it ready to scrap internet neutrality guidelines. In 2017, customers upvoted “Battle for the Net” posts sufficient times that they filled up the complete entrance page. On one other day, the entrance page was overtaken by posts showcasing campaign donations obtained by members of Congress from the telecommunications industry. Reddit CEO Steve Huffman has additionally advocated for net neutrality rules.

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Ankhi Das, Facebook’s coverage director for India and South and Central Asia, apologized publicly in August 2020 for sharing a Facebook submit that called Muslims in India a “degenerate neighborhood”. She said she shared the submit “to replicate my deep belief in celebrating feminism and civic participation”. She is reported to have prevented motion by Facebook towards anti-Muslim content material and supported the BJP in inner Facebook messages. In February 2021, Facebook removed the primary page of the Myanmar navy, after two protesters have been shot and killed in the course of the anti-coup protests. Facebook said that the web page breached its pointers that prohibit the incitement of violence. On February 25, Facebook announced to ban all accounts of the Myanmar army, together with the “Tatmadaw-linked business entities”. Citing the “exceptionally severe human rights abuses and the clear threat of future army-initiated violence in Myanmar”, the tech big also applied the move on its subsidiary, Instagram. In October 2018, The Daily Telegraph reported that Facebook “banned tons of of pages and accounts that it says have been fraudulently flooding its website with partisan political content – though they came from the United States as a substitute of being related to Russia.” Facebook was criticized for allowing InfoWars to publish falsehoods and conspiracy theories. In 2018 InfoWars falsely claimed that the survivors of the Parkland capturing have been “actors”.
Twitter is a some-to-many microblogging service, provided that the overwhelming majority of tweets are written by a small minority of customers. Zendesk was based in 2007 by Mikkel Svane, Morten Primdahl, and Alexander Aghassipour, who had experience with customer service software program. The firm was started in a loft situated in Copenhagen, Denmark. In June 2008, it received US$500,000 in seed funding from angel investor Christoph Janz. In 2009, following a $6 million collection B funding from Charles River Ventures and Benchmark Capital, the firm moved to San Francisco. In January 2019, Facebook eliminated 289 Pages and 75 coordinated accounts linked to the Russian state-owned information company Sputnik which had misrepresented themselves as impartial news or basic curiosity Pages. Facebook later recognized and removed a further 1,907 accounts linked to Russia found to be participating in “coordinated inauthentic behaviour”. The company pledged full cooperation in Mueller’s investigation, and supplied all information about the Russian ads.

• It makes use of RabbitMQ for offline processing, HAProxy for load balancing and memcached for caching.
• Users also can set which set of gender-specific pronoun ought to be used in reference to them throughout the site.
• In 2009, Nielsen Online reported that Twitter had a user-retention fee of forty percent.
• US Ambassador to Russia, Michael A. McFaul has been attributed as a pioneer of worldwide Twitter diplomacy.
• Data is read from these log files utilizing Ptail, an internally constructed tool to mixture data from multiple Scribe stores.

Another drawback is that one can only generate certainly one of these archives per 30 days.After obtaining this archive, one has to wait 30 days till requesting the subsequent archive is possible. During that timespan, the earlier archive remains downloadable from the account settings. However, this new archival format contains all uploaded multimedia in the highest decision, which makes its file dimension often multiple instances as massive. The user interface of the tweet archive browser had a design similar to Twitter’s 2010–2014 desktop person interface, even till the feature’s elimination. In December 2012, Twitter launched a “Tweet archival” function, which created a ZIP file that contains an offline-browsable archive of all tweets. Since August 2019, only the latter archival methodology is out there. In 2015, Twitter began to roll out the flexibility to attach ballot inquiries to tweets. Polls are open for up to 7 days, and voters are not personally identified.

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Twitter has cell apps for iPhone, iPad, Android, Windows 10, Windows Phone, BlackBerry, and Nokia S40. In April 2017, Twitter introduced Twitter Lite, a progressive web app designed for areas with unreliable and gradual Internet connections, with a size of less than one megabyte, designed for gadgets with restricted storage capacity. In November 2019, Dalit activists of India alleged that higher-caste people get Twitter verification simply and trended hashtags #CancelAllBlueTicksInIndia and #CasteistTwitter. Critics have mentioned that the corporate’s verification course of just isn’t clear and causes digital marginalisation of already marginalised communities. Twitter India rejected the allegations, calling them ‘impartial’ and dealing on a ‘case-by-case’ coverage. In a March 8, 2018 reside-stream on Twitter’s Periscope, CEO Dorsey discussed the thought of allowing any person to get a verified account.

On January 5, 2016, CEO Jack Dorsey commented on a report that Twitter deliberate to expand its character limit to 10,000 , requiring users to click on to see something beyond a hundred and forty characters. He said while Twitter would “by no means lose that feeling” of speed, customers might do extra with the textual content. On March 31, 2014, Twitter announced there have been 255 million monthly energetic customers and 198 million cellular MAUs. In 2013, there have been over one hundred million users actively utilizing Twitter daily and about 500 million Tweets daily, with about 29% of customers checking Twitter multiple occasions a day. Daily consumer estimates vary as the corporate does not publish statistics on lively accounts. A February 2009 Compete.com blog entry ranked Twitter because the third most used social network primarily based on their rely of 6 million distinctive month-to-month visitors and fifty five million month-to-month visits. In 2009, Twitter had a month-to-month user retention fee of forty percent. Twitter had annual growth of 1,382 p.c, rising from 475,000 distinctive visitors in February 2008 to 7 million in February 2009. Twitter’s annual growth rate decreased from 7.8 percent in 2015 to 3.4 % in 2017. An April 2017 a statista.com weblog entry ranked Twitter because the tenth most used social network primarily based on their depend of 319 million monthly guests.

Content Material

Larger subreddits affected by the bans included r/The_Donald, r/GenderCritical (the platform’s largest and most energetic anti-transgender radical feminist subreddit), and r/ChapoTrapHouse (a far-left subreddit originally created by followers of the podcast Chapo Trap House). Some media shops and political commentators additionally condemned the banning of the r/The_Donald and r/ChapoTrapHouse subreddits as a violation of the right to free political expression. Shortly thereafter, bulletins regarding new advertisement content material drew criticism on the website. Over $one hundred,000 was raised for charity to gain the attention of Colbert. The campaign was talked about on-air a number of occasions, and when the Rally to Restore Sanity and/or Fear was held in Washington, D.C.

The most-mentioned sporting event in Twitter historical past was the 2014 FIFA World Cup semi-final between Brazil and Germany on July eight, 2014. —the incantation for a destruction spell used during its climax, after it was uttered in the film. There was a worldwide peak of 143,199 tweets in one second, beating the earlier report of 33,388. A selfie orchestrated by 86th Academy Awards host Ellen DeGeneres during the March 2, 2014 broadcast was at the time essentially the most retweeted picture ever.

Reddit’s in-house video importing service for desktop and cell launched in 2017. Previously, customers had to use third-celebration video importing providers, which Reddit acknowledged was time-consuming for users. Reddit additionally releases transparency stories annually which have data like what number of posts have been taken down by moderators and for what cause. It additionally particulars details about requests regulation enforcement businesses have made for details about users or to take down content material. In 2020, Reddit eliminated 6% of posts made on their platform (approx. 233 million). More than 99% of removals have been marked as spam; the rest made up of a mixture of different offensive content.

It also reported web income of $1.14 billion in 2020, up from $483 million the previous year. The company additionally reported net earnings of $322 million for the yr after posting a loss in 2019. Out of the $782 billion price of property on the crypto market, some $ninety billion value is held on the Coinbase platform. In January 2021, Coinbase father or mother Coinbase Global took a step towards an preliminary public providing, and in late February of the same yr the corporate filed for a direct itemizing to go public with the Securities and Exchange Commission.
In July 2012, four years after the company was based, Andreessen Horowitz invested $100 million in venture capital. In July 2015 GitHub raised another $250 million of venture capital in a sequence B round. Investors had been Sequoia Capital, Andreessen Horowitz, Thrive Capital and other enterprise capital funds. As of August 2016, GitHub was making $140 million in Annual Recurring Revenue.The GitHub service was developed by Chris Wanstrath, P. J. Hyett, Tom Preston-Werner and Scott Chacon using Ruby on Rails, and started in February 2008. The firm, GitHub, Inc., has existed since 2007 and is positioned in San Francisco. In Proceedings of the 23rd International Conference on World Wide Web (pp. 615–620). “Bill Gates is ‘involved’ about U.S. influence overseas and political divide on-line”. Gates participated in an “ask me something” feature on Reddit that permits notable individuals to answer questions from users. On August 3, moderators of the subreddit r/Animemes banned usage of the word “lure” to check with any particular person or fictional character.

In February, Chinese firm Tencent invested $150 million into Reddit. This resulted in a big backlash from Reddit users, who had been apprehensive about potential censorship. Many posts that includes topics censored in China, such as Tiananmen Square, Tank Man, and Winnie the Pooh, acquired popularity on Reddit. In February, Reddit banned the alt-right subreddit r/altright for violating its terms of service, extra specifically for attempting to share personal information about the person who attacked alt-proper figure Richard B. Spencer. The discussion board’s customers and moderators accused Reddit directors of having political motivations for the ban. On November 30, Huffman announced modifications to the algorithm of Reddit’s r/all web page to dam “stickied” posts from numerous subreddits, corresponding to r/The_Donald. In the announcement, he also apologized for personally editing posts by users from r/The_Donald, and declared intentions to take actions towards “tons of of essentially the most toxic customers” of Reddit and “communities whose users regularly cross the road”.

The Reddit forum r/pizzagate was dedicated to a widely-debunked conspiracy principle alleging that the Comet Ping Pong pizzeria in Washington, D.C. “is on the middle of a kid-abuse ring tied to John Podesta, Mrs. Clinton’s former marketing campaign manager”. After the forum was banned from Reddit, the phrases “we do not want witchhunts on our web site” now seems on the former web page of the Pizzagate subreddit. After Ellen Pao grew to become CEO, she was initially a target of criticism by customers who objected to the deletion of content important of herself and her husband.
As of 2009, fewer than half of tweets posted had been posted using the online user interface with most users using third-get together applications . Having used the providers of third events TinyURL and bit.ly, Twitter began experimenting with its personal URL shortening service for private messages in March 2010 utilizing the twt.tl area, earlier than it purchased the t.co domain. The service was examined on the principle website utilizing the accounts @TwitterAPI, @rsarver and @raffi. On September 2, 2010, an e-mail from Twitter to users stated they would be expanding the roll-out of the service to customers. On June 7, 2011, Twitter introduced that it was rolling out the feature. In 2021, Twitter is advancing an open supply initiative that could be utilized by any social media platform and would make content moderation more transparent with a more sturdy appeals course of. Called Blue Sky, using such an open protocol would relieve corporations of the only real responsibility for being centralized curators of content. The Twitter analysis team that began work on this effort was arrange in late 2019.

Since August 2010, third-get together Twitter applications have been required to use OAuth, an authentication methodology that doesn’t require users to enter their password into the authenticating software. This was accomplished to extend security and improve the person experience. In November 2020, Twitter introduced a relaunch of its verification system in 2021. According to the new policy, Twitter verifies six several types https://1investing.in/ of accounts; for three of them , the presence of a Wikipedia web page might be one criterion for displaying that the account has “Off Twitter Notability”. Twitter states that it’s going to re-open public verification purposes at some point in “early 2021”. In November 2017, the company suspended the verification process and announced plans to refine it in response to backlash after white nationalist Jason Kessler had his account verified by the company.
In June 2020, Twitter additionally removed one hundred seventy five,000 propaganda accounts that had been spreading biased political narratives for the Communist Party of China, the United Russia Party, or Turkey’s President Erdogan, recognized based on centralized behavior. Twitter also eliminated accounts linked to the governments of Armenia, Egypt, Cuba, Serbia, Honduras, Indonesia and Iran. Twitter suspended Pakistani accounts tied to government officials for posting tweets about the Kashmir battle between India and Pakistan. In February 2021, Twitter eliminated accounts in India that criticized Prime Minister Narendra Modi’s government for its conduct during Indian farmers’ protests in 2020–2021. World leaders and their diplomats have taken notice of Twitter’s rapid growth and have been more and more utilizing Twitter diplomacy, the usage of Twitter to engage with overseas publics and their very own residents. US Ambassador to Russia, Michael A. McFaul has been attributed as a pioneer of worldwide Twitter diplomacy. He used Twitter after turning into ambassador in 2011, posting in English and Russian.

The ban was predicated on the actual-world usage of the word “lure” as a slur in opposition to transgender people, with moderators citing the trans panic defense. In response, many users of the subreddit contended that “entice” was not being utilized in a transphobic manner, but instead to endearingly refer to cross-dressers, otokonoko, and characters with related identities in animanga. Many users flooded the subreddit with memes making enjoyable of the rule change and the moderation team. Many left in protest, which resulted in a lack of over a hundred,000 subscribers. During the George Floyd protests in early June, over 800 moderators signed an open letter demanding a coverage banning hate speech, a shutdown of racist and sexist subreddits, and extra employee assist for moderation. Bloomberg News identified the company’s slow reaction to r/watchpeopledie, a subreddit dedicated to movies of people dying in accidents and other conditions, and the harassment that accompanied new unmoderated features like icons for buy and public chats. In March, it was revealed that Huffman had hidden Russian troll exercise from users. On November 23, Huffman admitted to having changed his user name with the names of r/The_Donald moderators in many insulting feedback.
Batches are taken every 1.5 seconds, limited by memory used when making a hash table. On February 22 Facebook said it reached an agreement with the Australian authorities that might see news returning to Australian users in the coming days. As part of this settlement, Facebook and Google can keep away from the News Media Bargaining Code adopted on February 25 if they “reach a commercial discount with a information enterprise outside the Code”. On November 17, 2019, the banking knowledge for 29,000 Facebook workers was stolen from a payroll worker’s automotive. The knowledge was saved on unencrypted hard drives and included checking account numbers, worker names, the final 4 digits of their social security numbers, salaries, bonuses, and equity particulars. The company didn’t notice the hard drives have been lacking until November 20. Facebook confirmed that the drives contained employee info on November 29. Employees weren’t notified of the break-in till December 13, 2019. On September 5, 2019, Facebook launched Facebook Dating within the United States.

Having an LTC insurance policy may not keep you out of a nursing home if that is the only place that can provide the appropriate care. Around-the-clock care at home is generally more expensive than nursing home care and may require more than one caregiver. If you have a comprehensive LTC insurance policy, it should provide you with protection in any setting, including care at home, in assisted living facilities and in nursing homes. While most people prefer to receive care at home, they may have no choice if their condition requires care in a facility.

The ratings can show you how some analysts see the financial health of individual insurance companies. Be sure you find out how the agency labels its highest ratings and the meaning of the ratings for the companies you are considering. You can get ratings from some insurer rating services for free at most public libraries. As for where to shop, seek out an independent agent who sells policies from multiple companies rather than a single insurer. The cost depends on the amount and type of care you need and where you get it. In 2001, the national average cost of nursing home care was $56,000 per year, assisted living facilities reported $22,476 per year, and home care costs ranged from $12,000 to $16,000 per year. Yes, insurance companies can sell their entire LTC business or a select group of policies to other companies. In addition, it is not unusual for insurance companies to buy other companies. If this happens, your policy and benefits will not change. Your premium, however, might increase if the new company uses different pricing assumptions than your previous company.

What Is The Best Ltc Insurance Company?

Long-term care insurance is available to you in several different forms. You can buy an individual policy from a private insurance company or agent or you can buy coverage under a group policy through an employer or association membership. The federal government and several state governments offer long-term care insurance coverage to their employees, retirees, and their families. You can also get long-term care benefits through a life insurance policy. Some states have long-term care insurance programs designed to help people with the financial impact of spending down to meet Medicaid eligibility standards. Check with the Department of Insurance to see if these policies are available in our state. Contact several companies and agents before you buy a long-term care policy. Be sure to compare benefits, the types of facilities covered, limits on your coverage, what is not covered, and the premium. Policies from different insurance companies often have the same coverage and benefits, but may not cost the same.

It is an innovative partnership between consumers, the State of California and certain participating insurance companies. Partnership policies meet all the requirements of state law as well as additional program requirements. You should check with your benefit or pensions office to see if your employer offers long-term care insurance. A skilled nursing facility is an in-patient rehabilitation and medical treatment center staffed with trained medical professionals. They provide the medically necessary services of licensed nurses, physical and occupational therapists, speech pathologists, and audiologists. Read the Policy Again and Make Sure it Gives You the Coverage You Want Check the policy to see if the benefits are what you expected. If you have any questions, call the agent or company right away. If it is not filled out correctly, contact the agent or company right away. Get instant access to discounts, programs, services and the information you need to benefit every area of your life.

You Might Not Need Insurance    But You Need A Plan

After you make sure they are licensed, check the financial stability of the company by checking their ratings. John eventually requires more long-term care services, and applies for Medicaid. If John’s policy was not a Partnership-qualified policy, in order to qualify for Medicaid, he would be entitled to keep only $2,000 in assets. He would have to spend down any assets over and above this amount. Only certain types of LTC Insurance policies qualify for the Partnership Program. The state and federal laws governing the program are subject to change. If you are considering purchasing LTC Insurance, talk to your insurance agent about whether an eligible LTC Insurance policy is appropriate for your needs. Medicare does not endorse or sell long term care insurance policies. Be wary of any advertising that suggests Medicare is involved. Some companies sell their products through agents, and others may sell their policies through the mail, skipping agents entirely.

The difference between the LTC insurance benefit and the cost of care will come out of your own pocket. Inflation protection will help your benefits keep up with inflation. As the number of people needing care grows, the competition for caregivers and care facilities will fuel cost increases. Whether you should buy a long-term care insurance policy will depend on your age, health status, overall retirement goals, income, and assets. On the other hand, if you have a large amount of assets but do not want to use them to pay for long-term care, you may want to buy a long-term care insurance policy.

Assisted living is a housing facility for people with disabilities or for adults who cannot live independently. Our Senior Medicare Patrol Superhero team meets in Los Angeles, and through good humor, this skit educates people on 4 main types of Part D fraud, how to detect and report it. You need to send exact amount displayed to our deposit address . This is an official U.S. government website managed by the U.S. John, a single man, purchases a Partnership policy with a value of $100,000. Don’t be Misled by Advertising Most celebrity endorsers are professional actors paid to advertise.

Be sure to ask companies about their rate increase history and whether they have increased the rates on the long-term care insurance policies. The Long-Term Care Insurance premium depends on your purchase age and what you choose to cover – the younger you are, the lower the premium. New York State provides an income tax credit for qualified long term care insurance policies to help more people afford long-term care insurance coverage. The premiums charged for tax-qualified Long-Term Care Insurance Policies are treated as medical expenses under Federal tax law which may also qualify you for a more favorable outcome on your tax return. Long-Term Care Insurance covers long-term care services provided in a nursing home, at home, in an assisted living facility, or in other community-based settings. Medicare, Medicare supplemental insurance , and traditional health and disability insurance plans typically do not cover long-term care services. California has the strongest LTC insurance standards and consumer protections of any state in the nation. However, your policy’s definitions of the places and people that provide LTC services may not match those in other states. For example, the assisted living facility definition in your policy is unique to California, and may not accurately describe assisted living facilities in other states.

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Another more general definition intended to describe care in facilities outside California may limit the places where you can receive care covered by your policy if you move away. If you move, you should contact the company that issued your policy to understand what services and facilities will be covered in your new home state. You can purchase long-term care insurance from a large number of companies through insurance agents, or a variety of groups or employers. Some private employers sponsor LTC insurance, and public employers such as the California Public Employees’ Retirement System and the Federal Employees Long Term Care Program sponsor their own LTC programs. Some associations, such as the AARP, and fraternal and faith-based organizations also sponsor LTC insurance programs. Employers and other groups rarely pay any part of the premium. They simply make the insurance available to their employees or members, and sometimes to other family members as well.

A hybrid policy may make the most sense if your alternative is to use your savings, says Forman, or you have another whole life policy with a large cash value. “You can roll over an existing life insurance policy or annuity, and that’s a huge part of the business,” he says. OCB Eye Health Services has 18 practice locations in Massachusetts and four affiliated ambulatory surgery centers. OCB Eye Health Services offers a variety of career opportunities and provides excellent benefits. Think About Having the Premium Automatically Taken Out of Your Bank Account Automatic withdrawal may mean that you won’t lose your coverage if an illness makes you forget to pay your premium.

If it isn’t and the company used that information to decide whether to insure you, it can refuse to pay your claims and even cancel your policy. Don’t trust cards you get in the mail that look like official government documents until you check with the government agency identified on the card. Insurance companies or agents trying to find buyers may have sent them. Be careful if anyone asks you questions over the telephone about Medicare or your insurance. They may sell any information you give to long tem care insurance marketers, who might call you, come to your home, or try to sell you insurance by mail. Take Your Time and Compare Outlines of Coverage Never let anyone pressure or scare you into making a quick decision.

Premium increases may also depend on your age when you bought the policy, and on the year you bought it. While HICAP cannot endorse or recommend a particular product, company or agent, specially trained HICAP counselors can help you sort through some of the issues of buying LTC insurance. They can also help you understand the various parts of LTC insurance policies. Insurance companies must justify the premium rate increase in their report to the Department of Insurance. However, if the company is able to show that the required criteria has been met for the rate increase, the Department of Insurance has little authority to disallow the premium increase. The California Partnership for Long-Term Care is a program of the California Department of Health Care Services .

You can also manage your communication preferences by updating your account at anytime. AARP is a nonprofit, nonpartisan organization that empowers people to choose how they live as they age. At the main page, choose SELL menu in the upper menu and click the cryptocurrency you want to sell . Discount is provided only to registered users (How-to register).

Some points to keep in mind as you shop for long term care insurance. If you’re pulling less than 4 percent out of your savings each year for living expenses, you may be comfortable going without insurance, Benz says. In that case, though, you’ll need to plan for that possible expense. That means saving more than you may have planned, and segregating your LTC kitty from the portfolio you tap for everyday income. Companies that sell LTC insurance in California vary widely. Some have decades of experience, while others are relatively new to the market.

First you purchase a Partnership policy from one of the participating insurance companies. If you need Long-Term Care after policy coverage is exhausted, you are eligible for coverage under New York State Medicaid without having to spend down your assets. The amount of Medicaid asset protection depends on the type of Partnership insurance you purchase. You can choose a policy that offers total asset protection or a policy which offers asset protection up to a defined dollar amount. If all you want is cost-effective coverage — even if that means nothing back if you never need help — traditional LTC insurance has the edge. With hybrids, you’re paying extra just for the guarantee of getting money back. Although companies base their premiums on age , the difference in premium from one year to the next may not be significant. If the only reason you are buying a particular policy is to lock in a lower premium, you may not know enough about the policy.

• The premiums charged for tax-qualified Long-Term Care Insurance Policies are treated as medical expenses under Federal tax law which may also qualify you for a more favorable outcome on your tax return.
• With hybrids, you’re paying extra just for the guarantee of getting money back.
• These services often are provided by a variety of skilled health care professionals at home.
• Many people buy a policy because they want to stay independent of government aid or the help of family.

Some are large companies with many other products and subsidiaries; others are smaller and specialize in LTC insurance. Some that have sold LTC insurance in the past have recently stopped selling these policies, leaving fewer companies from which to choose. In the left block you can see the same exchange conditions and information as in Method 1 regarding guaranteed rate, processing mode, required amount of confirmations, system fee and discount. Automatic means there is no human involved and exchange automatically will be processed as soon as we’ll get your confirmed payment. Automatic exchange directions are very fast from few seconds to 5-10 minutes. The U.S. Office of Personnel Management has additional information about the Federal Long Term Care Insurance Program for employees of the federal government.